Terms and Conditions of Sale · B2C · Effective date: 28 Semptember 2026

1. General Information
These Terms and Conditions (the “Terms”) govern the use of the services offered by Alessandro Giuliani, acting as a sole proprietor, under the commercial name “Altair Fellowship” (the “Provider”), through the website altairfellowship.com and any associated platforms, communication channels, and deliverables.

Provider details:
Name: Alessandro Giuliani
Italian VAT (P.IVA): 14459690963
Registered address: Via Ugo Foscolo 5D, Pozzuolo Martesana (MI), Italy
Email: info@altairfellowship.com

2. Definitions
• Services: the mentorship, coaching, community access, educational materials, events, and any other content or functionality offered by the Provider under the Altair Fellowship brand.
• User or Fellow: any natural person, acting as a consumer for purposes outside their trade, business, craft, or profession, who accesses, purchases, or uses the Services.
• Content: decks, videos, templates, question banks, written materials, recorded sessions, and any other digital material made available through the Services.
• Membership Pack or Pack: one of the time-bound service packages offered by the Provider (e.g. 3-Month Pack, 6-Month Pack, 12-Month Pack).

3. Acceptance of the Terms
Access to and use of the Services constitutes full acceptance of these Terms. By completing a purchase, the User declares they have read, understood, and accepted the content of this document in its entirety. Users who do not agree with any part of these Terms must refrain from purchasing or using the Services.

4. Description of the Services
Altair Fellowship offers a mentorship program and related digital resources designed to support university students preparing to pursue careers in high finance, including investment banking, private equity, asset management, equity research, and adjacent fields. The Services include, depending on the Membership Pack purchased:
• A defined number of hours of personalised one-to-one mentoring sessions (including mock interviews, career advice, and tailored support).
• Access to a group chat with two dedicated mentors during the Pack duration.
• Profile assessment covering CV, cover letter, and LinkedIn review.
• Lifetime access to monthly events with external speakers, the Altair community of fellows and alumni, and the Provider’s library of industry decks and interview question bank.
The specific features, duration, and pricing of each Membership Pack are described at the point of sale prior to purchase. The Provider reserves the right to improve, update, or modify the Services over time, provided that such changes do not materially reduce the value of an active User’s Pack.

5. Purchase Process
The Services are purchased directly through the checkout process, without the need to create a dedicated Account. To complete a purchase, the User must provide accurate, truthful, and complete information (including full name, email address, and any other data required for invoicing). The User is responsible for keeping their contact details up to date and for promptly informing the Provider of any change.
Access to the Services is granted through the email address provided at purchase. The User is responsible for ensuring that such email address is accessible and monitored throughout the Pack duration.

6. Pricing and Payment
6.1 Prices and Packs
The Services are offered through different Membership Packs, with pricing indicated at the point of sale. All prices are inclusive of VAT, where applicable. The applicable price is the one displayed at the moment of purchase.

6.2 Payment Methods
Payments are processed through secure third-party providers, primarily Stripe. Accepted payment methods include credit and debit cards and any additional methods made available at the time of checkout. The Provider does not store the User’s payment card details.

6.3 Standard Purchases
Unless a custom offer is agreed upon under Section 6.4, each Membership Pack is sold as a one-time purchase. The price is charged in full at the time of purchase and there are no automatic renewals or recurring charges. At the end of the Pack duration, the User will not be charged again unless they voluntarily purchase a new Pack.

6.4 Custom Offers, Deposits, and Balance Payments
Where a personalized offer is provided based on the User's specific needs, such offer is strictly personal and valid for the duration specified therein. By paying the deposit indicated in the offer, the User enters into a binding agreement and commits to paying the remaining balance stated in the same offer. The User expressly authorizes the Provider to automatically charge the balance to the payment method used for the deposit on the due date(s) specified in the offer.

6.5 Invoicing
Invoices are issued in accordance with Italian tax regulations and sent to the email address provided by the User.

7. Right of Withdrawal
In accordance with Legislative Decree No. 206 of 6 September 2005 (Italian Consumer Code), the User acting as a consumer generally has the right to withdraw from the contract within 14 days of purchase without giving any reason.
However, due to the mixed nature of the Services (instant digital downloads combined with live mentoring), the User acknowledges and expressly accepts the following conditions:

• Digital Content (Express Exclusion): In accordance with Article 59, letter (o) of the Italian Consumer Code, the right of withdrawal is expressly excluded for the supply of digital content which is not delivered on a tangible medium once performance has begun. By accessing, downloading, or streaming the Content, the User gives their prior express consent to immediate performance and acknowledges that they thereby lose their right of withdrawal for this portion of the Services.
• Mentoring Services: If the User expressly requests the mentoring sessions (or profile assessments) to begin during the 14-day withdrawal period and subsequently exercises their right of withdrawal, they shall pay the Provider an amount proportionate to the services provided up to the time they informed the Provider of the withdrawal, in accordance with Article 57 of the Italian Consumer Code. Once a specific service component is fully performed, the right of withdrawal is lost for that component (Article 59, letter a).

8. Discontinuation and Suspension
Each Membership Pack covers a fixed duration (3, 6, or 12 months depending on the Pack). There is no subscription or automatic renewal: at the end of the Pack duration, access to the pack-duration features (one-to-one mentoring, mentor chat, profile assessment) ends automatically, while lifetime features remain available in accordance with Section 4.
The User may discontinue the use of the Services at any time. Given that payment is made in advance as a single lump sum (or via a binding deposit structure), no pro-rata refund will be granted for the unused portion of the Pack, save for the cases expressly provided by mandatory applicable law.
The Provider reserves the right to suspend or terminate access to the Services, upon written notice, in the event of a material breach of these Terms, including but not limited to: sharing of access credentials or purchase confirmations with third parties, unauthorised reproduction or distribution of Content, abusive behaviour toward mentors or other Fellows, or misuse of the community channels. In such cases, the Provider reserves the right to retain the amounts already paid, without prejudice to the right to claim further damages.

9. Intellectual Property
All Content and materials made available through the Services, including but not limited to texts, decks, videos, templates, question banks, methodologies, and software, are protected by intellectual property rights owned by the Provider or its licensors. The User is granted a personal, non-exclusive, non-transferable, revocable licence to access and use such Content solely for their own individual, non-commercial use in the context of the Services. Any reproduction, distribution, public display, commercial use, or creation of derivative works is strictly prohibited without the prior written consent of the Provider.

10. Legal Guarantee and Limitations of Liability
10.1 Legal Guarantee of Conformity
In accordance with EU Directive 2019/770 and Articles 135-octies et seq. of the Italian Consumer Code, the Provider warrants that all digital content and digital services provided conform to the contract. In the event of a lack of conformity, the User is entitled to the remedies provided by mandatory consumer law, including bringing the service into conformity, a proportionate price reduction, or termination of the contract.

10.2 Limitation of Liability
The Provider undertakes to deliver the Services with professional diligence but does not guarantee:
• The achievement of any specific professional outcome, including but not limited to securing internships, full-time roles, or offers at any specific firm.
• The absence of temporary technical interruptions, outages, or scheduling conflicts.
• The accuracy, completeness, or currency of information sourced from or relating to third parties (including employers, recruiters, and external speakers).
To the maximum extent permitted by applicable mandatory law, and without prejudice to the User’s rights as a consumer (including the legal guarantee outlined in 10.1), the Provider’s aggregate liability arising out of or in connection with the Services shall be limited to the total amount paid by the User in the twelve (12) months preceding the event giving rise to the claim. Nothing in these Terms limits or excludes the Provider’s liability for fraud, wilful misconduct, gross negligence, death or personal injury, or for the breach of essential contractual obligations that cannot be limited under applicable consumer law.

11. User Obligations
The User undertakes to:
• Use the Services in compliance with all applicable laws.
• Not share their access links, purchase confirmations, or community credentials with third parties.
• Not violate the Provider’s or any third party’s intellectual property rights.
• Not use the Content for unauthorised commercial purposes or for purposes that compete with the Services.
• Keep their contact information accurate and up to date.
• Maintain respectful and professional conduct in all interactions with mentors, speakers, and other Fellows.

12. Changes to the Terms
The Provider reserves the right to amend these Terms at any time. Material changes will be communicated to the User via email and/or published on the website with at least thirty (30) days’ advance notice before they take effect. Continued use of the Services after the effective date of the changes constitutes acceptance of the amended Terms.

13. Dispute Resolution
In case of any dispute arising out of or in connection with these Terms, the parties undertake to seek an amicable solution in good faith before initiating any legal proceedings. If no amicable solution can be reached, the court of the User’s place of residence or domicile shall have exclusive jurisdiction, in accordance with Italian consumer protection law.

13.1 Out-of-Court Dispute Resolution (ADR/ODR)
For disputes arising from online consumer contracts, the User may resort to Alternative Dispute Resolution (ADR) bodies registered under national law. Furthermore, the European Commission provides an Online Dispute Resolution (ODR) platform, available at: https://ec.europa.eu/consumers/odr/ (subject to EU platform availability and policies). The Provider is not obliged but may be willing to participate in such procedures.

14. Governing Law
These Terms are governed by Italian law. For any matter not expressly regulated herein, the provisions of the Italian Civil Code and the Italian Consumer Code (Legislative Decree No. 206/2005) shall apply. This choice of law does not deprive the User of the protection afforded by mandatory provisions of the law of their country of habitual residence.

15. Severability and Final Provisions
If any provision of these Terms is held to be invalid, unenforceable, or unlawful by a competent authority, the remaining provisions shall continue in full force and effect. All communications relating to these Terms should be sent to altairfellowship@gmail.com.

16. Contacts
For any question or clarification regarding these Terms:
Alessandro Giuliani
Italian VAT (P.IVA): 14459690963
Registered address: Via Ugo Foscolo 5D, Pozzuolo Martesana (MI), Italy
Email: info@altairfellowship.com
Last updated: 28 September 2026